Policy can be availed for an amount of Rs.25,000/- to Rs.1,00,000/- sum insured.
What is Insured ?
Accident resulting in,
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Death.
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Permanent total disablement.
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Total and irrecoverable loss of use of limb.
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Loss of eye sight.
What will the Policy Pay ?
In the event of accidental injury, it provides compensation as follows :
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Death or permanent total disablement - 100% of sum insured.
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Loss of two limbs or two eyes or one limb and one eye - 100% of sum insured.
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Loss of one limb or one eye - 50% of sum insured.
What is not Covered ?
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No compensation is payable for any disablement that exists at the time of taking the policy. No payment will be made in excess of the sum insured for each individual.
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Intentional self-injury.
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Suicide or attempted suicide.
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Whilst under the influence of intoxicating liquor or drug.
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Whilst racing on wheels.
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Hunting.
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Big game shooting.
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Mountaineering or whilst engaged in winter sports or resulting from the insured committing any breach of law with criminal intent.
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War and nuclear perils.
Note : Particulars of cover, liability and exclusion given above are not complete or exhaustive. Our nearest branch office may be approached for complete details